Payment Policy

### Payment Policy - [Aapki Website Ka Naam]

Last Updated: 3 August 2026

[Apni Website Ka Naam] par hum aapko safe aur aasan payment ke options dete hain.

#### 1. Available Payment Methods
Aap in tariko se payment kar sakte hain:
1. Cash on Delivery - COD : Order delivery ke samay cash dein. 
  - Note: COD ke liye minimum order ₹[_] hona chahiye. [500 rakhe to accha rahta hai]
2. UPI / GPay / PhonePe / Paytm : Checkout par QR scan karke ya UPI ID se payment.
3. Debit Card / Credit Card : Visa, MasterCard, RuPay sab chalte hain.
4. Net Banking : Sabhi bade bank supported hain.
5. Wallet : [Paytm Wallet / PhonePe Wallet] [jo aap enable karoge]

#### 2. Payment Security
2.1 Hum koi bhi card ya UPI details apne paas save nahi karte. Payment direct bank/payment gateway ke through hota hai.
2.2 Sabhi transaction encrypted hote hain.
2.3 Agar payment cut gaya aur order confirm nahi hua, to 3-5 working days mein paise wapas aa jayenge.

#### 3. Pricing & Taxes
3.1 Sabhi price INR mein dikhaye jate hain.
3.2 Price mein GST [shamil hai / alag se lagega]. [jo lagu ho]
3.3 Kabhi-kabhi price bina notice ke badal sakta hai.

#### 4. Discounts & Coupons
4.1 Coupon code checkout par hi lagta hai. Baad mein nahi lagega.
4.2 Ek order par sirf 1 coupon use ho sakta hai.
4.3 Hum kabhi bhi offer bina bataye band kar sakte hain.

#### 5. Failed Payment
5.1 Agar payment fail ho jata hai to order confirm nahi mana jayega.
5.2 Dobara try karein ya dusra payment method chunein.
5.3 Paise kat gaye hon to turant [_] par call karein.

#### 6. Refund to Original Payment
6.1 Refund hamesha usi mode mein hoga jis se payment kiya tha.
  - UPI/Card/NetBanking : 3-5 working days
  - Wallet : 24-48 ghante
6.2 COD order cancel hone par koi refund nahi banta.

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Timing: Subah 9 baje se Raat 9 baje tak